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Top Tips for Traveling Responsibly on a Budget

Traveling responsibly on a budget can be an incredible challenge. Not only do you want to save money, but you want to do so in a way that respects the local country.

Here are a few tips to help you do this.

Start with Setting a Weekly Budget

Setting daily budgets while traveling is rather unrealistic. That’s because your expenses can fluctuate drastically.

Crossing the border from Laos to Cambodia might cost you $50, plus $40 for the visa. If that went into your daily expense, that’d mean you couldn’t eat or sleep that day.

Instead of using daily expenses, use weekly expenses. If you have high expenses one day, compensate by lowering your expenses on a different day.

Make sure you’re tracking your expenses while you travel. It can be very tough to keep track of everything but do your best to write down everything you spend when you spend it.

Eat at Small, Local Shops

Eating at small local shops is a great way to save money and support the local economy.

In most major tourist destinations today you’ll find KFC, McDonald’s and other major chains. You’ll also find many upper-class restaurants and many restaurants that sell Western food.

By and large, however, these restaurants are much more expensive than just eating local foods. They’re also often owned by foreigners or global corporations.

Beware of Waste

You can save money and travel responsibly by reducing the amount of waste you produce.

Try to buy as few water bottles as possible. Refill wherever you can find clean water.

Trade books with other travelers rather than buy books. Most hostels and guesthouses have book trade shelves set up, which makes it easy to find interesting reads along the way.

Try not to print anything unless it’s necessary. Get maps from hostels or hotels instead of printing them yourself.

Get to Know Locals

Getting to know locals is not only fun – but it can also save you a lot of money.

Locals don’t eat at the same places that tourists do. They eat at little-known places that taste great and cost half the price.

It’s very difficult to find great places to eat and shop when you’re in a different country. Anything that’s written about in guidebooks is likely to be overpriced and will surely attract people just trying to sell to tourists.

Instead, have a local show you all the most amazing places that nobody else has discovered. You’ll get the real scoop on what it’s like to live in that city.

These are a few different ways you can stick to a reasonable budget while interacting responsibly with the culture and people.

We hope this information was beneficial. You can have anything you want if you are enthusiastic about putting in the time, effort and plans to get to your goals. Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips!

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Bank Fees One of The Ways Banks Make Money

One of the ways banks make money is through the various Bank Fees they have. But the major one that nets them the most profit is the dreaded overdraft fee. I am sure everyone out there has had to deal with this at least once in their lives. It is not a pleasant thing to see when you log into your account. Not only could you not cover the payment, but now you must pay even more.

If you do not want to have to deal with these overdraft fees, there are some rather simple steps you can take to avoid them. There is also some information you can use to better protect yourself. Learning some of the games the banks like to play will give you the ability to play, and win those games.

First and foremost, try to avoid cutting it close. If you will be getting money deposited overnight, as well as money being taken out, this can often lead to overdraft fees. One of the tricks banks like to play is that they will process a check first so that you are overdrawn, then they will deposit the money you earned. So even though you had the money there, because of the order it was all done in you still must pay an overdraft fee.

So, if possible, try to avoid waiting until the last day to protect yourself from such Bank Fees. Another thing you should try to do is stop relying on check or credit cards. These things lead to a false sense of security, as you can buy things even when you do not actually have the money.

Things like credit cards are good for emergencies, but they should not be used for daily things. If you are buying gas or buying groceries, pay in cash. If you do not have cash, ask yourself why? You need the money to cover these expenses, whether you use a credit card or not, so figure out why you seem to never have the cash when you need it.

If you can alter your budget to rely solely on cash, you will have a lot fewer problems with debt and the various Bank Fees out there. It can be a bit more of a hassle having to carry cash around all the time, but in the long run, it can save you a lot of money.

Another tip you should consider is the whole overdraft protection thing banks offer. It sounds good in theory, protecting you so that you can buy what you need even if your account is empty. But it really is not useful. If you use credit cards primarily, then simply having them denied outright is preferable.

It can be embarrassing to have your credit card denied when at the store, but it is far better than having to pay an overdraft fee, isn’t it? Money is tight for a lot of people, see you need to do what you can to save what you do have. Even if it means suffering a little humiliation.

Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips! In closing, I invite you to share your commits on this and all the posts. Like us on Facebook and Google Plus. Remember to keep an open mind and Shift 4 Freedom.