Financial Motivation For A Two-Year Education
When it comes to college, you are considering an expensive proposition any way you look at it. There are, however, ways in which you can significantly reduce your overall expenses when it comes to getting your college degree. The first method, which in many cases is the most preferred, is by attending a community college for the first two years of your college educational experience. Believe it or not, you can literally save thousands of dollars throughout spending two years on the community college level.
You will hear all kinds of arguments on why it is better to attend all four years at a university. The universities almost always make these arguments. Unfortunately, their opinions are a little bit biased in these matters. Most universities offer equivalent courses with community colleges meaning that the first two years of study should transfer with no problems or snags along the rocky road to your degree.
The universities make money each semester you begin classes as a student. It is in their best interest financially to have you from the beginning rather than as a transfer. In fact, many universities offer lower level classes as auditorium classes. They pack more students into categories and have fewer professors or graduate students teaching the courses and maximize their money off the first- and second-year students rather than those in upper-level classes. Yet another reason to consider a community college for the first two years of your education.
Most community colleges are mainly commuter campuses. This means you won’t face the high housing costs that are associated with universities, particularly if you are attending college close to home. Community colleges also offer far fewer distractions that cost additional money than most major universities. This doesn’t mean that there aren’t ample social opportunities; it merely means that there are fewer of them. This also leaves fewer distractions than universities present when it comes to studying.
Community colleges simply cost less all around. While it would be nice if you could receive a full four-year education at this level, they are able, for the most part, to keep expenses down by not requiring the level of qualification that universities need of their professors for upper-level courses. You will have excellent, if not a superior quality of education at lower levels than you would have on the university level, but you will also eventually need to move on to the university level to complete your education.
For this reason, you would do well to save half of your savings over university costs for each of the two years you are attending community college and apply it to your university education. This will ease the burden of the additional costs of the university and feel as though you are paying the same amount for tuition throughout your education although you are literally saving thousands of dollars on your educational expenses.
Some states have educational savings plans that allow parents to save for tuition at current costs by enrolling. These plans cover two years of community college education and two years of university education. By locking in today’s prices, you are eliminating inflation. When you consider the fact that college tuition is increasing at an alarming rate this is by far an excellent way to go. You should check with your state and see if they offer a similar plan to parents of younger children and what the requirements are to enroll your child today.
If you are looking for a real value in education whether you only go for your two-year degree or move on to a university to finish your four-year degree you should find that a community college education offers a significant value for the money. Most people see that every penny they spent in a community college was a penny well spent.
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