Are you part of the working poor? 3 weapons are working against you.

Are you part of the working poor? 3 weapons are working against you.

 

It does not matter how much money you make a year. If you are a street sweeper or a corporate executive, you may be part of the working poor. Sometimes people get confused by looking at the media and what wealth and poverty appears to be. One of the most significant confusions come from the trappings of being wealthy. This article encourages you to be different, open your eyes and take an honest look at your life. Great things are happening around you, but it’s up to you to allow them to take place.

 

Desperate woman with too many bills to pay

 

If you are reading this article, you are in the crossroad of a change in your life, and you may not be fully aware of it, because nothing happens by chance. This article presupposes that you have an income, and you are doing a fact check of where you are versus where you want to be.

 

Here are a few questions:

  1. Do you find yourself not opening your mail or not answering your phone, because you don’t know the phone number and use the excuse that it may be a telemarketer?
  2. Do you believe that nothing will change and the people around you agree?
  3. Do you sometimes find, that you do not have enough money to cover your monthly responsibilities?

 

Fear Mindset

“Names must your fear be before banish it you can!”

Yoda (Star Wars the empire strikes back)

 

You must define your fears before you can do anything about them. Most people don’t believe they dwell in fear because it is the way they’ve always done it. That repetitiveness is what caused them to live in that false comfort zone, and it’s that comfort zone that keeps them away from doing anything that will broaden their horizons. The things we most fear are the things we most need to do.

 

You must uncover fear disguised as optimism. There is very little difference between “Oh it is hopeless, so do not bother doing anything,” vs. “Do not bother just wait; it will turn out fine anyway.” In both cases, nothing will happen, opportunity lost. Growth requires present action in all things. Action may not bring happiness. However, there is no happiness without action.

You know that often people will dress up their fears to resemble optimistic denial. Often people will choose unhappiness over uncertainty. If people don’t know what to do, they will decide to do nothing instead.

What would happen if you did the opposite of the people around you? What would you give up if you continue this track for 5, 10, or even 15 years? It leads us into the next weapon.

 

Your Center of Influence

Everyone has heard the statement, “Birds of a feather flock together.” Know the difference between, need vs. want and prosperity vs. wealthy.

Let us use the example of Clark Kent versus Bruce Wayne; both want a new car to impress someone. Both have a team of people around them that are like-minded, but one will probably need to get a loan to get said a new car (hopefully without a cosigner), and the other can buy the dealership.

 

Both Clark Kent and Bruce Wayne have a team of people around them to maintain their way of life. Even in an alter ego state as superheroes, they have a group of like-minded people around them to defeat the foes of the day.

Both Clark Kent and Bruce Wayne had strong mentors around them to guide and lead them through their informative times. When you are learning new information for growth, it is essential that you look at the top 5 people in your life and see if they meet the level of achievement that you’re striving to reach.

Now let’s look at your center of influence, are they going in the direction that you would like to go? Are they like-minded with the same dreams and goals you have? Will they need to get a cosigner for a loan, or can they buy the dealership

 

freemoney2

 

The stress of being different

We have explored your fears and visited the people that make up your center of influence. Now let’s deal with stress and how it’s crippling effect can hinder you from achieving your desires.

 

The wealthy have the same number of hours in a day as everyone else, and they must eat and drink to maintain a healthy lifestyle. But what most people do not realize that they suffer from stress just like everyone else. The only difference is that they deal with a different type of pressure. They tend to make different decisions based on various information, knowledge and drive, also what they do on their downtime. It is what keeps them wealthy.

 

There are two types of stress destructive and constructive. Destruct stress cripples you where constructive stress encourages you to improve yourself and be better.

 

Stress and fear can go hand in hand, which often time is supported by your center of influence. So, dare to take a vacation in places where you have never been. Do things that excite you. See places that you have seen inside of magazines and television. Expose yourself to new environments and meet people from different lands, beyond your neighborhood.

 

Do the things that excite you more often, and this will enrich your life to the fullest. Create for yourself more options and start now. Stop waiting; there will rarely be a perfect time to do what it takes to get you on the path of excitement.

 

We hope this information was beneficial. You can have anything you want if you are enthusiastic about putting in the time, effort and plans to get to your goals. Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips!

 

In closing, we invite you to share your comments on this and or other articles. If you find the information useful, please Like & Share us and subscribe to this site for an update as we reveal new strategies. Remember to keep an open mind and Shift 4 Freedom.

 

Basic Tips to Manage Money

Basic Tips to Manage Money

 

 

So, you already earned your money. The next question presented to you is what you are going to do with it. Even when one has the list of payables and obligations to liquidate the monthly charges, a means of adequately handling your money is required to be able to maintain stable and consistent budgeting. Here are some basic tips for managing money.

 

money

 

Know When to Stop

Probably the hardest thing to do is to stop when it is needed, especially in terms of having more than what could be paid off. We should be able to know what things are plausible and valid by our means of income. When we get more than what we could support, the chances are that we end up giving them up, or worse, wrongly choosing what things to retain and what matters to let go.

 

The idea of knowing the needs and also wants to fit in this description as we should be able to determine first what things we need than a want. It prevents us from being biased in our judgment in acquiring. Often, the things that we want are more appealing and are a higher risk of snagging us in a trap of financial burden and chaos in the long run.

 

Taking time to stop and think first and then evaluating what to prioritize first is essential to progressive and stable money management.

 

Impulsiveness Means Disaster

One of the basic tips for managing money is to stop one’s self from being impulsive. Even if we have already determined what to prioritize, we still must further evaluate alternatives and not spend on the first offer that comes our way. When we are impulsive, there is a very high chance that we risk our money into spending for something that we could have gotten away with at a lesser price.

 

Piggybank and calculator

 

Risk Is Healthier Than Full Security

Risking the resources, we have for a productive cause, and viable profit earner is a healthy practice to take by an individual. Though this may mean a loss of capital in the form of personal money, not investing and instead just putting it in your safety vault or the bank will stagnate your extra resources.

 

Nevertheless, careful planning and feasibility study of a business venture will be needed to determine the most efficient way to establish and commence a risky business deal into a promising profit earner.

 

Planning Is Essential

Even if we still have a lot of flexible time to sit around and enjoy each day as it passes by, preparation of schedule in terms of a few months to several years is vital in projecting one’s self when the future comes.

 

It does not have to be followed as rigidly as it should be, but just enough to become a basis of many activities and choices by the individual. Knowing where to go and what to do lessens the chances of getting stuck up in a crossroad of future decisions. Furthermore, this reduces the worries and anxieties that a person might be thinking as important dates draw near. In addition to that, these pre-set guidelines would serve to calibrate the performance of the intended output, therefore allowing him to properly reset or recalibrate the means of work and production for him to further increase the expected outcome reasonably.

 

These basic tips for managing money are just a few of the many means to effectively have more resources than just getting break evened with your salaries and allowances.

 

We hope this information was beneficial. You can have anything you want if you are enthusiastic about putting in the time, effort and plans to get to your goals. Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips!

 

In closing, we invite you to share your comments on this and our other posts. If you find the information useful, please Like & Share us and subscribe to this channel for an update as we reveal new strategies. Remember to keep an open mind and Shift 4 Freedom.

 

Gas-Saving Trips for Vacation Season

Gas-Saving Trips for Vacation Season

 

Given the trending of gas prices toward ever-higher dollar amounts, many people are using more and more of their vacation budget on gas. While no one seems to be able to make gas cheap again, there are still some things you can do to help save on gas this vacation season. Here are some tips.

 

Car

 

  1. Slow Up, Speed Down

When you are on the road, going slowly up hills and more quickly downhill is said to save fuel. This is because your car must work much harder going uphill (especially if you are using air conditioning and have luggage and multiple passengers), whereas gravity is your friend going downhill and speaking of speed, observing the speed limit and not speeding also saves gas. It’s safer, too.

 

  1. Know When to Turn Off the AC

While traveling in the heat without air conditioning can be downright dangerous, there are times when you can turn it off to save fuel. For example, turning off the AC when driving uphill can reduce the power pull on your engine by quite a bit, sources say. Of course, you can leave the fans going and the residual cooling effect lasts for a few minutes. When you’re on the level or going downhill, turn the AC back on.

 

  1. Tires

If your tires are worn, get them rotated before your trip or, if they are very worn, get them replaced. Proper air pressure is said to be very important, too – look at the inside of the driver’s side door if you are unsure as to your tires’ PSI (pounds per square inch). Adding too much or too little air can both be a problem, so if you are in doubt, have your mechanic do it.

 

100 dollar

 

  1. A Vehicle Check-up

Before your vacation, get your car thoroughly looked over. Make sure everything is running as efficiently as possible. Efficiency in your engine means greater efficiency on fuel usage. Have the oil changed, get a “tune-up” if needed, and have all the fluids checked in addition to any necessary work on the tires.

 

  1. Travel Light

As mentioned above, a lot of excess cargo can really draw on the engine’s power. It’s said that every 100 pounds added to your car’s weight will decrease the gas mileage by 1 percent. So, try to be careful to use lightweight baggage carriers (such as duffle bags rather than heavy suitcases), and only pack necessities.

 

  1. How You Drive

When you hit the accelerator pedal, that’s when your car is using the most gas. So, try to avoid the speed up, brake fast pattern that so many drivers fall into. Instead, try to coast at a continuous speed. Keep the ride as smooth as possible to save on fuel.

 

We hope this information was beneficial.  You can have anything you want if you are enthusiastic about putting in the time, effort and plans to get to your goals.  Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips!

In closing, we invite you to share your comments on this and our other posts. If you find the information useful, please Like & Share us and subscribe to this channel for an update as we reveal new strategies. Remember to keep an open mind and Shift 4 Freedom.