success

Common Goal Setting Obstacles and How to Maneuver Around Them

Many people have issues with goal setting due to setting limiting obstacles in their own way. Some of the most common barriers to goals setting involve fear and lack of belief in yourself enough to even set a goal, much less follow steps toward achieving them. Perhaps if you know some of the most common goal setting obstacles you can work toward overcoming them.

You Don’t Want What You Think You Want

Some goals are set because other people want them for you. If you don’t really want what you say you want, it will be very difficult to set a goal for that thing. Be sure that you’ve set the goals for the right reasons and that it’s something you really want. Write down the pros and cons of any goal and know why you want to achieve that result before setting it in stone.

You Don’t Truly Understand the Importance of Goal Setting

Many people think goal setting is just hocus pocus and doesn’t really work. If you don’t really understand the power behind appropriate goal setting, it can be hard to take the time out of your day to truly set a goal. To understand the importance of goal setting, read several books about success and you’ll find that the most successful people set realistic goals, and then worked that goal into their schedule every single day. Even people who experience “overnight success” didn’t really achieve everything overnight. It was many nights of following a plan that brought results.

You’re Not Sure How to Set a Reasonable Goal

If you’ve tried to set a goal before but didn’t experience results, it’s probably because you just don’t know how to set a goal. It’s not as easy as just writing down a dream. Goals aren’t dreams. They are realistic, specific, achievable end results that you want to see. Take the time to learn the best goal setting techniques to experience goal setting success.

You’re Scared of Failure

Many people do not bother setting goals because they have a self-limiting belief that they’ll fail anyway. Therefore, if they do not set a goal, they won’t have to be a failure. But remember that the idea of planning to succeed over planning to fail is realistic. No goal setting is a recipe for failure; goal setting is a recipe for success. When you accept that you can only achieve real success through goal setting, you’ll overcome this obstacle.

You’re Afraid of Judgment

Sometimes people are scared to set a goal for something because they see it as outrageous. For instance, let’s say that you want to go back to college to get a Master’s degree, or you want to start your own business. You fear that if you set that goal, and other people know about the goal they’ll judge you harshly for wanting it or for some other imagined issue. If you are worried about what others think of you, it’s time to dig deep inside yourself and get over it. The truth is, what you think of yourself is more important than anything else. When you stop judging yourself, you’ll stop worrying about the judgment of others.

You’re Afraid of Success

Believe it or not, some people are literally afraid of success. They feel too much pressure surrounding success to make goals to be successful. They are more comfortable in their role as someone who is not successful or who is “normal” instead of as someone who sets a goal, works toward achieving it and is a success. The truth is, there will always be people who want to tear you down once you achieve some success, but the saddest thing in life is regretting not doing something. Most people regret the things they did not do, more than the things they did do – right or wrong.

You Secretly Don’t Think You’re Worth It

This is where the way you see yourself is important because if you see yourself as someone who doesn’t follow through, who don’t succeed and who can’t change their life, you’ll avoid goal setting like the plague. You’re the only person on Earth who can control your actions, so you’re the only one who can set the goals for you and the only one who can make yourself feel worthwhile.

You Don’t Really Believe It’s Possible

People avoid goal setting because they simply do not see the vision of what can be. They don’t believe. They don’t picture themselves fully at the point of success, experiencing success. Since they think it can’t happen, they don’t try. But, the truth is, you can’t know for sure about anything unless you follow the steps necessary to reach a goal. You can dream big, and reach for the stars. Trying is more important in most circles than making it. And, chances are that if you really try, you will make it after all.

Goal setting is an imperative if you want to truly see all your dreams and visions come to fruition. It doesn’t matter if it’s business oriented or personal – setting a realistic and achievable goal, and then working toward realizing that goal daily does work. You just must do the work.

You can have anything you want if you are willing to put in the time, effort and plans to get to your goals. Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips! In closing, I invite you to share your commits on this and all the posts. Share & Like us on Facebook and Google Plus. Remember to keep an open mind and Shift 4 Freedom.

Investing in your Financial Retirement

There is a lot to know about investing in your financial retirement so do some research before you make any decisions. Keeping these things in mind will help you take the successes and losses you experience along the way in stride. This is important as we must keep going and investing if we want to build a solid retirement for ourselves or education for our children. If we give up and decide to play it safe we are seriously limiting our potential. You must learn from your mistakes and work hard not to repeat them rather than letting them rule your future investments.

The first and most important rule to remember is that there are no absolutes. There is no absolute right or wrong method of investing just as there is no one right or wrong way to save your money. There are only the methods that you are comfortable with. The good news is that while diversity is the key to building a strong portfolio, there are many options from which to choose to keep your portfolio diverse and, more importantly, profitable.

For today’s investor, there are all kinds of venues to pursue. You have the choice of stocks, bonds, mutual funds, property investing, and many categories of each of these in between. You should seek the services of a financial planner to help you get through those areas that are confusing to you or those that make you uncomfortable. If you are still uncomfortable with certain types of investing after speaking with a planner there is no specific reason that you must pursue any one course of investing over another. It is often the wiser course of action but not necessarily the correct course of action for you as you are likely to make mistakes out of nervousness rather than allowing the fund to do their job and make money for you.

You should also never invest in companies, bonds, funds, etc. for any reason other than you feel they will provide a good return on your investment or you really want to support that company. Do not be pressured into making an investment decision that you are not comfortable with unless you are having a challenging time risking your money at all. To get the returns, you will need to provide a proper retirement you will need to take some risks. The greater the risks the greater the potential rewards.

Whether you realize it, the choices you make when it comes to your investments affect every aspect of your future retirement or your child’s education. You cannot afford to risk those important things too terribly long by being paralyzed by your fear. Fear and anxiety are quite common emotions to experience when handling funds that will have such a profound effect on your future and that of your family. This is a time when a financial advisor or planner is an excellent idea as he or she can take over the reins within reason or course, during these times and pick things up and get them moving in the right direction once again.

There will be setbacks along the way when you are investing funds. I do not personally know anyone who has never lost any money in the stock market. I also know that when you lose money even 50 cents can seem like a tragedy if you allow it to. Make sure you keep the big picture in sight rather than getting upset about the journey.

You can have anything you want if you are willing to put in the time, effort and plans to get to your goals. Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips! In closing, I invite you to share your commits on this and all the posts. Like us on Facebook and Google Plus. Remember to keep an open mind and Shift 4 Freedom.

How to Create a Pattern of Success

Once you experience success you will be able to look back and realize that you achieve all success pretty much the same way. You set a goal, follow through on the tasks needed to be done for achieving results, keep an open mind, learn from others, track your successes, (most important) to learn from failure and do not give up! Regardless to the people or obstacles that attempted to block your path. It’s the same thing, over and over again. And it works.

If you want to create a pattern of success in your life, you can start now by learning the secret that successful people know. Successful people are only special because they are doers and follow through. They are not smarter than others; in fact, it is entirely possible you are smarter on paper than they are. You just don’t follow through.

Become a Goal Setting Expert

Start at the top and learn how to craft the best goals for yourself. Know that the goal is something that can be accomplished and know that the goal is measurable before you finish writing it. Most of all, make sure it’s a goal that you really want to achieve. Know the difference between a goal and a dream, one has a date and steps to achieve it.

Schedule Everything

People who achieve are doers. If you want to get something done, schedule it no matter how silly it might seem to you. If you put it in a scheduled time, and not just on a generic “to do” list, it will be more likely that you get it done.

For instance, if you have set a goal to write an 80,000-word novel by a certain date, then you should know how many pages you need to get done each week and which days you can work on it, which times, hours, and how long it takes you to write a page. Successful writers write; they don’t wait for inspiration to strike. They schedule it, and do it. The same can be said for anything you want to achieve. You don’t wait until you want to do it; you do it on schedule.

Automate the Mundane

There are a lot of things that need to be done but that can escalate easily into “busy work” which doesn’t get you closer to a goal. Bookkeeping for instance is something that can be accomplished today, with the right software, almost automatically. You can schedule payments to happen automatically; you can also use software that enters everything for you in the ledger. Freeing up time to focus on your scheduled activities that must be done to achieve the goal is a more productive use of time.

Get Outside Expert Help

To be a success doesn’t mean you should do everything yourself. You’re not on your own. The best scientists, professors, doctors, lawyers, and CEOs have assistants who help them look great. You too can hire outside help and contractors to help you do the tasks needed to reach your goals. Other than doing exercise for you and thing you must do physically for yourself, there isn’t much you can’t outsource today.

Stop Reinventing the Wheel

In most cases, someone has already done it before you. Someone has already worked out the kinks and devised a plan of action that will work for you too with hardly any tweaks. Learn from other people’s mistakes and realize that you can gain valuable information from what others are already doing.

Never Stop Learning

They say it takes ten thousand hours of reading about a topic to become an expert on any subject. Keep this in mind as you look toward your future and set your goals. If you want to be an expert, you’ll need to start today building up those ten thousand hours. Even if you know nothing about a topic today, you can be an expert in just ten thousand hours.

Know Your Core Values

As you set goals to create a pattern of success, it’s imperative that you know what your core values are in terms of family, personal, physical and your financial life. Everyone has different areas they need to work on more than others – you need to know what your areas are to set realistic goals that you want to meet.

Track, Assess, Repeat

Nothing is ever done without the paperwork, as they say. Well, that includes creating a pattern of success. Only by setting goals, then tracking and assessing the results of the goals, and then repeating what works will you create a pattern of success.

Creating a pattern of success requires knowledge of goal setting, and goal achieving, and an in-depth knowledge of yourself. Starting today you can gain that knowledge and create a real pattern of success in your life.

Fresh Start To Freedom

Discover the secrets why the rich stay rich and the poor stay poor. Click Here to view a video with more life tips! If you would like to join us request a promotional code to begin changing the tide of money toward you. In closing, I invite you to share your commits on this and all the posts. Like us on Facebook and Google Plus. Remember to keep an open mind and Shift 4 Freedom.

Are You Setting the Right Goals for Yourself?

There is a lot more to goal setting than just picking a goal and moving forward. While that is important, it’s also important to ensure that you are setting the right goals at the right time so that you can truly be successful. In order to ensure that you are setting the right goals for yourself, answer the following questions:

Are You Setting Specific and Realistic Goals?

It takes a little research to ensure that a goal is realistic. If you’re not sure if something is actually achievable then you’ve not done enough research. Once you’ve set a goal that is indeed realistic, then you need to be specific enough in your description of it so that it’s also easy to take the goal, and work backwards to create a schedule of actions needed to succeed.

Are Your Goals Multifaceted?

Focusing on only one part of your life is a bad idea. People live multifaceted lives and need to make goals for all areas of their lives in order to feel successful. If you have a wonderful business and career but your personal life suffers, then no matter how successful you are, you will not feel successful. Something will always feel as if it’s missing from your life if your goals aren’t inclusive. Therefore, make sure your goals include something from each aspect of your life.

Is Your Scheduling Representative of Real Need?

Once you create the schedule for yourself to reach each goal that you’ve set, you need to truly consider how representative it is of reality. Say your goal is to be healthy and reduce your cholesterol by 10 percent in six months. But, you haven’t set aside the time needed to exercise and eat right. If you don’t schedule in the time needed, you won’t succeed because something will always be in your way taking time away from you. It will be very frustrating to practice your schedule because it doesn’t represent reality.

For instance, if you are going to exercise 30 minutes per day, setting aside only 30 minutes isn’t going to be realistic. You’ll probably need to set aside an hour to account for getting ready as well as cooling down or getting cleaned up to go back to work.

Are You Learning from Failure?

Many times when setting goals and schedules, instead of learning from failure, people give up. Using the example above, once you implement your schedule to reach the goals that you have set, when you notice there are things you’ve forgotten to take into account, don’t give up. Learn from the failure and change the schedule to be more realistic.

You might find that in practice you have to rewrite all your goals and your schedule, but this is perfectly acceptable. Many people believe failure is something negative, but the truth is, if you don’t fail sometimes you’re not going to learn much and it’s likely your goals are too easy.

Do Your Goals Represent Your Needs and Wants or Someone Else’s?

A lot of people set goals that represent what someone else wants instead of what they want. This can really cause a lot of bad feelings and resentment which can derail the best laid plans. As you set your goals for your life, ask yourself if they’re really what you want for yourself or what someone else wants for you. Ask yourself if you’re okay with any goal you make being for someone else before you embark on your journey.

It’s okay to do things because of someone else, but it’s important that you are honest about that and make some goals for yourself too that don’t involve anyone else’s needs or wants.

Are You Checking in Often to Stay on Track?

Schedules are very important to the success of reaching any goal in life. To do lists pale in comparison to a well laid out calendar of tasks and activities that get you from point “A” to point “B”. Ensure that you look at your schedule every morning and every night and note when you succeed on sticking to your schedule and where you don’t. Noticing a pattern of activity can be helpful in fixing a poorly written schedule as well as staying realistic about whether or not you’re sticking to the plan.

Are Your Goals Focused Positively?

When writing a goal, it’s important to write them in a positive way, or at least a way that feels positive to you. In the quest to improve your life, try writing down a goal and then changing the words to sound more positive to see if it isn’t more motivating. For instance, “losing weight” seems like a good goal, but for some people it might signify deprivation. So instead, the person might frame the goal as “improving my BMI by 10 points” or “improving my cholesterol by 10 percent.”

Do You Have Too Many Goals Set at One Time?

Just as setting too few goals can be a problem, so can setting too many. Everyone has a personal life and a career life and points in between. If you have set goals in too many areas of life at once, you might tire yourself out and get overwhelmed. Instead pick one personal goal, and one other type of goal to focus on until you reach them, and then you can add more goals as time goes on. You don’t need to do everything today. Slow and steady wins the race is a good motto to hang on to.

Setting the right goals for yourself takes some thought and consideration. Don’t try to set all your goals in one day – instead, set some goals in different stages and in different areas of your life and give a lot of thought to why you’re making the goal in the first place. Click here to view a video with my life tips!

Bad Credit Debt Consolidation Loan – The Secret To Getting One

A bad credit debt consolidation loan can get you out of a financial hole very quickly. The question is if you’ve got a bad credit history will the banks still lend to you? The answer is probably. That’s because a bad credit debt consolidation loan can make as much sense for them as it can for you.

You see the banks really don’t care about you. I know, that came as a surprise right? But they do care about themselves – second surprise! So they might be happy to make a loan to help sort out your bad credit. Debt consolidation loan is just another way of saying refinancing of course. And the reality of that is the bank will take the money you already owe them and spread the payments over a longer period, thus creating an income for the bank in the form of more interest payment and fees.

Now what happens is that because the money they are lending you is outstanding for a longer amount of time they can charge you more interest. See what I meant when I said they don’t care about you? Of course from your point of view you are probably going to be benefiting by having lower repayments, less worry and you’ll get your credit history back on track. So it’s win-win.

Now to actually get a bad credit debt consolidation loan you’re going to have to convince the bank or loan company that they really are going to be benefiting. Just telling them that they will make more money in the long run won’t cut it. You need to present a well thought out case as to why it makes sense to consolidate your existing loans.

You need to sit down and work out a plan before you even think of contacting them. In that plan you need to be able to tell them how your bad credit came about. Was it a problem with your job? Was it down to ill health? You also need to explain what has changed now and how you will be able to meet the new payments.

Try not to be over optimistic here. And for goodness sake tell them the truth, if you don’t they will almost certainly find out and you’ll fail. They’re trained to spot lying by applicants.

The secret to success is having a good, well-though out reason why they should grant you a bad debt consolidation loan. After getting the loan you will need a plan to not need that type a loan again. One method of getting out of debt is to track what you spend on for 30 days.

Yes, I really mean it. For 30 days write down everything you spend during this time. While you are doing this evaluate the importance of the item purchased in this order. Maintain, modify or eliminate. For more tips on eliminating debt “Click Here!“